⚡ Verified ThriveOnz360 Partner — Built in Belgium · EU-Hosted · GDPR-Compliant · Native Peppol

Pilim — The Modern ERP for Freelancers & SMEs. Invoicing, HR, Assets & Compliance. All in One Platform.

The all-in-one business management platform built specifically for freelancers and SMEs — with native Peppol e-invoicing that connects you to the European invoicing network with zero configuration, AI-powered receipt and invoice scanning that eliminates manual data entry, and a complete operational suite covering finance, HR, asset management, and documents. Built in Belgium. EU-hosted. GDPR-compliant. From €8.33/month.

Stop losing 6–12 hours every week to invoicing, VAT follow-ups, expense entry, and disconnected admin tools. Pilim consolidates your entire business back-office into one clean platform — and handles Peppol e-invoicing compliance automatically, so you’re always ahead of the regulatory curve without the technical complexity.

€8.33
Starting price per month
Peppol
Native — no external provider
85+
Integrations including Xero

Try Pilim Free →
View Plans & Pricing

✓ Native Peppol — no external provider needed
✓ EU-hosted & GDPR-compliant
✓ Free trial — no credit card required
Verified ThriveOnz360 Partner
Pilim — Modern ERP for Freelancers & SMEs
Freelancer Plan — Solo & Independent
€8.33/month
1 user. Invoices & quotes, native Peppol e-invoicing, AI receipt scanning, accounting dashboards. Everything a solo professional needs to invoice compliantly and manage their business admin — at one predictable monthly cost.
SME Plan — Growing Teams
€8.33/user/month
Everything in Freelancer + multi-user access with roles, projects & workflows, advanced automations, HR management (leave, timesheets, payroll admin), asset management, and priority support.
Native Peppol — zero configuration, fully compliant
AI invoice & receipt scanning — no manual data entry
Finance + HR + Assets + Documents in one platform
EU-hosted · GDPR-compliant · Built in Belgium
Xero sync & 85+ integrations
Free trial — no credit card required

Try Pilim Free →
Compare All Plans

ThriveOnz360 is a verified affiliate partner of Pilim. Pricing verified 2026 — confirm current rates at pilim.net before subscribing. Freelancer plan from €8.33/month (1 user). SME plan from €8.33/user/month. Prices excl. VAT. Annual discounts available. Free trial available.

One Platform. Finance, HR, Assets & Documents — Every Back-Office Function Your Business Needs, Without the Complexity of a Traditional ERP.

Most freelancers and SMEs manage their business admin across 4–6 disconnected tools — invoicing software here, an expense tracker there, an HR platform for leave management, and a spreadsheet for everything else. Pilim consolidates all of it into one modern, affordable platform with native Peppol e-invoicing built in from day one. Here is what each module gives you.

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Invoices & Quotes — Create Professional Invoices in 30 Seconds, Track Payments & Manage the Full Sales Process

Pilim’s invoicing module covers the complete revenue cycle from first quote to final payment — without the friction of manual formatting, chasing attachments, or reconciling payment status across spreadsheets. Quotes are created in a professional branded template and converted to invoices in one click; invoices are sent directly to clients via email or through the Peppol network for business and government recipients; and payment tracking is automatic — Pilim monitors the payment status of each invoice, sends automated reminders for overdue amounts at configurable intervals, and updates the cashflow dashboard in real time as payments are received. The CRM layer connects to the invoicing workflow directly: all client and supplier records, transaction histories, and documents are centralised in Pilim, meaning the full commercial relationship with each client is visible in context alongside their outstanding invoices and payment history — without needing to toggle between a separate CRM and an invoicing platform. For freelancers and SMEs managing multiple active clients simultaneously, the dashboard view of outstanding invoices, overdue amounts, and upcoming payment expectations provides the cashflow visibility that is otherwise only available through a manual reconciliation exercise at month-end.

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Native Peppol E-Invoicing — Send & Receive Compliant E-Invoices via the European Network With Zero Configuration

Peppol (Pan-European Public Procurement Online) is the international e-invoicing network that enables businesses and government organisations to exchange electronic invoices in a standardised, machine-readable format — eliminating the manual processing overhead of PDF invoices sent by email and ensuring regulatory compliance as e-invoicing mandates expand across Europe, Singapore, Malaysia, and Australia. What makes Pilim’s Peppol implementation distinctive is that it is native: there is no external access point provider to subscribe to, no middleware to configure, and no technical integration work required. Pilim is directly connected to the Peppol network — meaning any business or government entity registered on Peppol is reachable from Pilim with the same workflow used to send a standard invoice. For Belgian SMEs, this is particularly significant: from January 2026, B2B e-invoicing via Peppol became mandatory for transactions between Belgian registered companies — meaning any Belgian SME not on a Peppol-compliant platform is out of regulatory compliance by default. Pilim’s zero-configuration Peppol integration means compliance is a consequence of using the platform, not an additional technical project to manage alongside it. For SMEs outside Belgium already operating on Peppol for B2G (business-to-government) transactions or preparing for incoming e-invoicing mandates in their market — Pilim provides the same readiness without the enterprise cost typically associated with Peppol connectivity.

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AI Expenses & Receipt Scanning — Upload, Extract & Validate. No More Manual Entry for Invoices or Receipts

The manual entry of supplier invoices and business receipts is one of the most time-consuming and error-prone tasks in SME back-office management — and the task that most consistently falls behind schedule, leading to reconciliation problems at month-end and inaccurate VAT reporting when receipts are lost or miscategorised. Pilim’s AI scanning module eliminates this process for both incoming invoices and expense receipts: the document is uploaded to Pilim (via mobile camera, email attachment, or direct integration with the supplier’s Peppol account), the AI extracts the key data — supplier, amount, date, VAT category, line items — and proposes the correct accounting classification based on the supplier type and transaction history. The user reviews and validates the proposed entry rather than creating it from scratch, reducing the time per document from several minutes of manual entry to a seconds-long review and confirm action. For businesses receiving high volumes of supplier invoices — trade businesses receiving invoices from multiple material suppliers, retail businesses reconciling multiple daily purchases, professional service firms managing subscriptions and contractor invoices — the AI scanning module compounds its time saving with every additional document processed, with classification accuracy improving as the AI learns from the business’s specific supplier and expense patterns.

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Accounting, VAT & Dashboards — Real-Time Revenue, Expenses, VAT Position & Cashflow Forecasts in One View

Pilim’s accounting and dashboard module gives freelancers and SMEs the financial visibility that is typically only available by scheduling a quarterly review meeting with their accountant or manually building P&L reports in Excel. Because every invoice sent and expense recorded flows directly into Pilim’s accounting layer, the dashboard reflects the current financial position in real time — revenue recognised, outstanding receivables, expenses categorised by type, current VAT liability, and a rolling cashflow forecast based on expected payment timing. The VAT reporting module calculates the VAT position automatically from all transactions recorded in Pilim and produces the required reporting structure for each VAT regime the business operates under — removing the end-of-quarter scramble to compile VAT data from multiple tools and reducing the risk of errors in VAT return submissions. For businesses using an external accountant or bookkeeper, the Synchronization to Accounting Software premium feature allows the Pilim accounting data to sync directly to Xero, QuickBooks, or other supported accounting platforms — meaning the accountant works in their familiar platform while the client’s transactional data is captured in Pilim’s more accessible interface, without duplicate data entry at either end of the relationship.

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HR Management — Leave & Holiday, Time Tracking & Payroll Administration for Your Growing Team

For SMEs with employees, the HR administration that accompanies headcount growth — leave request and approval workflows, timesheet tracking and attendance, payslip generation and distribution — is almost universally managed through a combination of shared email threads, Excel templates, and informal WhatsApp messages that are increasingly inadequate as the team scales beyond 3–4 people. Pilim’s HR module provides a structured, digital HR administration workflow within the same platform used for invoicing and expenses: employees submit leave requests through Pilim, managers review and approve them with the balance automatically updated; timesheets are submitted weekly or bi-weekly and matched against project records for accurate time-based billing; payslip management allows payroll administrators to generate and distribute payslips from Pilim’s payroll administration module without maintaining a separate payroll software subscription. The integration between the HR and finance layers is the operational differentiator that makes Pilim’s HR module particularly valuable for project-based SMEs — because employee time tracked in Pilim’s timesheet module is directly connected to the project billing records, allowing accurate client invoicing based on actual time spent without the manual reconciliation step of transferring timesheet data from an HR tool to an invoicing platform.

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Assets, Equipment, Documents & Compliance — Licences, Insurance, Leases & All Business Documents in One Place

Beyond the finance and HR modules, Pilim addresses the category of business administration that is almost universally managed through scattered personal reminders, email threads, and shared drive folders: the tracking and renewal management of the business’s licences, certifications, insurance policies, and equipment leases. Pilim’s Asset & Equipment Management module centralises every time-sensitive business obligation — software licence renewal dates, professional certification expiry, vehicle lease end dates, insurance policy renewal windows, equipment maintenance schedules — with automated reminders triggered before each deadline, ensuring the business never loses coverage or lapses a required certification because the renewal was buried in an email from eighteen months ago. The Document Management module provides smart storage with tags and instant search for all business documents — contracts, HR records, compliance filings, supplier agreements, tax returns — replacing the combination of a shared drive with inconsistent naming conventions and an email archive used as de facto document storage by most SMEs. Together, the asset and document modules represent the compliance and operational continuity layer of Pilim — the system that ensures the business’s administrative obligations are tracked, visible, and acted on before they become problems, rather than being managed reactively when a lapsed renewal or missing document creates an operational disruption.

Who Is Pilim For? Five Business Profiles That Benefit Most From a Peppol-Compliant All-in-One ERP.

From a Belgian freelancer navigating the new B2B e-invoicing mandate to a growing SME replacing four separate admin tools with one integrated platform — Pilim serves every business where invoicing compliance, operational efficiency, and connected back-office management is the gap between the business they run today and the business they want to build.

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Belgian & European SMEs — Peppol B2B E-Invoicing Is Now Mandatory. Pilim Makes Compliance Automatic.

From January 2026, B2B e-invoicing via Peppol became mandatory for transactions between Belgian-registered companies — making Peppol compliance a legal requirement rather than an optional efficiency upgrade for every Belgian SME issuing invoices to other Belgian businesses. For Belgian business owners currently sending PDF invoices by email, the regulatory transition requires either updating their existing invoicing software to one with Peppol capability, or switching to a platform where Peppol is natively built in. Pilim was built in Belgium and designed from the outset around Peppol compliance — meaning Belgian SMEs who sign up to Pilim are automatically compliant from their first Peppol-registered invoice, without any additional configuration, external access point subscription, or IT integration project. Beyond Belgium, the trajectory of Peppol adoption across Europe — with France, Germany, and other EU member states implementing their own B2B e-invoicing mandates on staggered timelines — means that European SMEs who adopt a Peppol-native platform now are ahead of the regulatory requirement in their market rather than scrambling to comply at the deadline. For businesses that invoice any European government entities (B2G), Peppol compliance is already a requirement in most EU markets regardless of the B2B mandate status — making Pilim’s native Peppol infrastructure immediately valuable for any SME with public sector clients.

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Freelancers & Independent Professionals — Replace 4 Separate Tools With One €8.33/Month Platform

For independent professionals — consultants, designers, developers, translators, accountants, and other service providers operating as sole traders or through a personal company — the administrative overhead of managing client invoices, tracking expenses, filing VAT returns, and maintaining business documents is disproportionately complex relative to the size of the operation. Most freelancers address this complexity through a patchwork of low-cost tools: an invoicing app, a separate expense tracker, a shared drive for documents, and a spreadsheet for VAT — with the ongoing cost in time and cognitive overhead of switching between platforms and reconciling data that doesn’t sync automatically. Pilim’s Freelancer Plan at €8.33/month replaces all four with a single platform that covers invoicing, expense management with AI scanning, accounting dashboards, VAT reporting, and native Peppol e-invoicing — at a price point that is typically lower than the combined cost of the individual tools it replaces. For freelancers whose clients include government bodies or larger corporations who now require Peppol-compliant invoices, Pilim provides this capability as a default feature of the base plan rather than as an enterprise add-on, making professional-grade e-invoicing infrastructure accessible at freelancer pricing.

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Growing SMEs Replacing Fragmented Tools — Finance + HR + Assets + Documents Under One Subscription

For SMEs that have grown beyond the capabilities of their original solo-founder tool stack — where the invoicing app that worked for one person no longer handles multiple team members, where the leave management spreadsheet has become unmanageable, and where the combination of four or five separate subscriptions is creating as much administrative overhead as it was supposed to solve — Pilim’s SME Plan provides a consolidated platform at a per-user cost that scales predictably as the team grows. The transition from a fragmented tool stack to Pilim is straightforward: historical invoice data and client records are migrated into Pilim’s CRM and invoicing modules; expense data and receipts are captured going forward through Pilim’s AI scanning; HR records for existing employees are entered once into Pilim’s HR module; and asset and document records are uploaded to the management modules. From this point, every new invoice, expense, leave request, timesheet, and document is managed within Pilim — with the operational benefit of a single login, a single monthly bill, and a platform where every piece of business data is connected rather than siloed. For SMEs working with an external accountant, the Xero synchronisation feature means the accountant can continue working in Xero while the business owner operates through Pilim’s more intuitive interface — without duplicate data entry at either end.

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Singapore, Malaysia & Asia-Pacific SMEs — Peppol Is Now Live in Your Market. Get Ready Before It’s Mandatory.

Peppol is no longer a European-only network. Singapore was an early adopter of Peppol in Asia-Pacific, with InvoiceNow (Singapore’s national e-invoicing framework built on Peppol) active for B2G invoicing and progressively expanding. Malaysia’s MDEC has implemented Peppol as the national e-invoicing framework, with Peppol-based e-invoicing now mandatory for Malaysian businesses above certain revenue thresholds, with broader mandatory rollout progressing through 2025–2026. Australia and New Zealand have similarly adopted Peppol as their national e-invoicing standard. For SMEs across Singapore, Malaysia, and Australia who are either currently required to submit Peppol-compliant invoices for government contracts or are anticipating mandatory B2B e-invoicing adoption in their market — Pilim’s native Peppol integration provides a cost-effective path to Peppol compliance without the enterprise-level implementation cost of configuring a standalone ERP with a separate Peppol access point. At €8.33/month for the Freelancer Plan or €8.33/user/month for the SME Plan, Pilim makes Peppol-ready e-invoicing infrastructure accessible at a price point appropriate for the SME businesses that form the vast majority of the Peppol network’s new participants in Asia-Pacific markets.

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Project-Based Businesses — Connect Time Tracking Directly to Client Invoicing for Accurate, Effortless Billing

For project-based businesses — agencies, consulting firms, IT service providers, construction companies, and professional service practices that bill clients based on time spent and project deliverables — the gap between time tracking and invoicing is where revenue leakage is most common. If time is tracked in one tool, expenses are logged separately, and invoices are created manually in a third — the reconciliation step between what was delivered and what was billed introduces both the risk of underbilling (forgetting to include logged hours) and the administrative overhead of manually transferring data from the time tracking system to the invoicing workflow. Pilim’s integration of project management, timesheet tracking, and invoicing within a single platform removes this reconciliation step entirely: hours logged against a project in Pilim’s timesheet module are directly available in the invoicing workflow, allowing accurate client invoices to be generated from actual tracked time rather than manually compiled estimates. Expenses recorded against the project are similarly available for inclusion in the client invoice. For businesses with public sector clients, the combination of accurate project-based invoicing and native Peppol delivery means the entire billing cycle — from time tracking through to Peppol-compliant invoice delivery to the client’s accounting system — is handled within a single, connected workflow.

🆕 ThriveOnz360 Growth Plan

Get Access to Exclusive Deals, Partner Offers & the Full ThriveOnz360 Solutions Library — Sign Up for the Growth Plan at $0

ThriveOnz360 Growth Plan members get exclusive access to verified partner deals including Pilim, curated tool reviews, and the full solutions library for freelancers and SMEs. Sign up free and start saving on the tools that run your business.

Signup for Growth Plan at $0 →

✓ Free membership
✓ Exclusive partner offers
✓ Curated solutions library

Pilim Pricing — Transparent Plans for Freelancers & SMEs. Full Feature Access. No Hidden Fees.

Both Pilim plans include the full platform feature set — native Peppol, AI scanning, invoicing, accounting dashboards, and VAT reporting. Plans are differentiated by user count, team workflow features, and automation depth. Pricing verified 2026 — confirm current rates at pilim.net before subscribing. Prices excl. VAT. Annual discount available.

✓ Free trial available  •  ✓ Native Peppol on all plans  •  ✓ EU-hosted & GDPR-compliant  •  ✓ Annual discount available
Solo Professionals
€8.33
/month · 1 user · excl. VAT
Annual discount available
Freelancer Plan

Invoices & quotes management
Native Peppol e-invoicing
AI receipt & invoice scanning
✓ Accounting dashboards
✓ VAT reporting
✓ Clients & suppliers CRM
✓ Document management
✓ EU-hosted · GDPR-compliant

Try Pilim Free — Freelancer

Best for Growing Teams
Teams & Small Businesses
€8.33
/user/month · excl. VAT
Scales per user · annual discount available
SME Plan

Everything in Freelancer
Multi-user access & roles
Projects & workflows
Advanced automations
HR — leave, timesheets, payroll admin
Asset & equipment management
✓ Priority support
✓ Automation Accounting (Premium)

Try Pilim Free — SME

Premium Add-Ons
Premium
Advanced automation features
Available on eligible plans
Premium Features include:

Automation Accounting
Sync to Xero, QuickBooks & more
Advanced recurring invoice automation
Smart accounting categorisation AI
✓ Automated VAT reconciliation
✓ Bulk document processing
✓ 85+ integrations ecosystem
✓ 256-bit SSL · SOC 2 · AWS infra

Explore Pilim Plans

Pricing verified 2026 — confirm current rates at pilim.net before subscribing. Freelancer Plan from €8.33/month (1 user). SME Plan from €8.33/user/month (multi-user). Prices excl. VAT. Annual billing discount available. Premium features (Automation Accounting, Synchronization to Accounting Software) are available as add-ons or on eligible plan tiers — confirm availability at pilim.net. Free trial available, no credit card required.

Pilim vs The Alternatives — Xero, Dext, FreshBooks, Sage & the Fragmented Tool Stack

How Pilim compares to the most common alternatives considered by freelancers and SMEs managing invoicing, expenses, and business admin.

What You’re Evaluating Pilim Xero Dext FreshBooks Fragmented Stack
4–6 separate tools
Native Peppol e-invoicing ✓ Built-in, zero configuration Via add-on/integration ✗ Expense tool only ✗ Not available ✗ Requires separate AP
AI receipt & invoice scanning ✓ Native AI — upload & extract Via Hubdoc/Dext add-on ✓ Core feature Basic scanning ✗ Separate app needed
Built-in HR (leave, timesheets, payroll admin) ✓ Full HR module (SME plan) Via Xero Payroll add-on ✗ Expense tool only ✗ Requires HR platform ✗ Separate HR tool
Asset, licence & insurance management ✓ Full asset management module Fixed assets only ✗ Not available ✗ Not available ✗ Spreadsheet/reminder only
EU-hosted & GDPR-compliant ✓ EU-hosted · Built in Belgium NZ-based · GDPR compliant UK-based · GDPR compliant Canada-based · GDPR compliant Varies by tool
Starting price (full functionality) €8.33/month (1 user) From ~€15/month + add-ons From ~£15/month From ~$19/month €40–€100+/month combined
Sync to external accounting software ✓ Xero, QuickBooks + more (Premium) ✓ Is the accounting software ✓ Pushes to Xero/QBO ✓ Some integrations ✗ Manual export/import
Free trial — no credit card ✓ Free trial available ✓ 30-day free trial ✓ Free trial ✓ 30-day free trial Varies by tool

How Pilim Works — From Sign Up to Peppol-Compliant Invoice Sent in Under 30 Minutes

Pilim is designed to be operational within minutes of sign-up — no lengthy onboarding, no technical configuration, no external access point to set up. Here is how a typical freelancer or SME goes from first login to fully connected Peppol-compliant invoicing.

1

Sign Up & Set Up Your Business Profile

Start your free trial through ThriveOnz360’s link. Enter your business details — VAT number, registered address, and banking information. Pilim configures your accounting and VAT settings based on your country and business type.

2

Connect to Peppol & Add Your Clients

Pilim connects you to the Peppol network automatically — no external provider to set up. Add your clients and suppliers to the CRM. Peppol-registered recipients are automatically identified so invoices route via the Peppol network rather than email.

3

Invoice, Scan Expenses & Track Time

Create and send your first invoice in 30 seconds. Upload supplier invoices and receipts for AI extraction. Log project time against clients. Every transaction flows into the accounting dashboard and VAT report automatically — no double entry.

4

Run Reports, Manage HR & Sync to Xero

Pull your cashflow dashboard, VAT position, and revenue reports at any time. Manage your team’s leave and timesheets in the HR module. Activate the Xero sync to push accounting data to your accountant’s platform automatically — no manual export needed.

ThriveOnz360 Resources — Invoicing, Expense Management, Accounting Tools & SME Admin Guides

Deep-dive guides and tool comparisons to help you build the right financial and operational infrastructure for your freelance business or SME — and understand where Pilim fits in the complete back-office stack.

🧾 Expense Management, Invoicing & Accounting Tools

Dext Review 2026: Automated Receipt & Expense Management for SMEs

Pilim’s AI receipt scanning competes directly with Dext’s core proposition. This review of Dext provides the comparison context for businesses evaluating whether a dedicated expense capture tool or Pilim’s integrated AI scanning is the right fit for their workflow — particularly relevant for businesses already using Xero who need to decide between Dext as a Xero add-on versus Pilim’s native all-in-one approach.

Best Receipt & Expense Management Software 2026: Dext vs Expensify vs Hubdoc

Comprehensive comparison of dedicated expense capture platforms. Pilim’s integrated AI scanning covers the same use case as the tools compared here — this guide provides the detailed feature-level comparison that helps businesses decide whether a dedicated expense tool or Pilim’s built-in scanning is the more appropriate solution for their volume and workflow.

Complete Guide to Business Expense Automation: Dext + Xero + Airwallex Stack

For businesses already using Xero who want to understand the full automation stack — this guide covers how expense capture, accounting, and payments can be connected. Pilim’s Xero sync premium feature allows Pilim users to plug into this stack, with Pilim handling invoicing, Peppol, and AI scanning while pushing to Xero for the accountant-managed accounting layer.

How to Choose Accounting Software: Complete SME Guide 2026

Framework for SMEs evaluating accounting and financial management tools. Covers the key questions to ask before selecting a platform — including whether an all-in-one ERP like Pilim is more appropriate than a standalone accounting tool, and when syncing Pilim to a dedicated accountant-facing platform like Xero makes more sense than managing everything in one place.

Paperwork is Silently Killing Small Business Growth

The hidden time cost of manual invoicing, expense entry, VAT reconciliation, and document management — exactly the admin overhead Pilim eliminates. This article quantifies how much time small business owners lose to back-office paperwork each week and makes the ROI case for moving to an integrated platform like Pilim at €8.33/month.

📈 SME Operations, Compliance & Business Tools Stack

The Complete SME Tech Stack Guide 2026: Essential Tools for Every Business Function

Pilim occupies the finance, HR administration, and compliance layers of ThriveOnz360’s recommended SME tech stack — replacing separate tools for each function at a single per-user price point. This guide shows exactly where Pilim fits in the complete SME operational infrastructure alongside the other tools in the ThriveOnz360 solutions library.

The Hidden Cost of Doing Everything Yourself as a Business Owner

The compound cost of managing invoicing, expenses, HR, and documents manually — in time, errors, and delayed VAT filings — is the exact problem Pilim is built to solve. This article provides the strategic framing for why investing in an integrated platform at €8.33/month is a sound ROI decision for any freelancer or SME owner billing more than a few hours per week.

Making Tax Digital for Small Business 2026: Complete Guide

The UK’s Making Tax Digital initiative is the UK’s equivalent of the EU’s e-invoicing and digital reporting mandates that Peppol addresses. This guide covers MTD for UK SMEs — providing context for why digital-first invoicing and accounting platforms like Pilim are becoming a compliance requirement rather than an efficiency choice in major markets.

SME Go Digital in Southeast Asia Without Agency Costs

With Peppol now live in Singapore, Malaysia, and Australia, the digital invoicing mandate is no longer a European-only conversation for Southeast Asian SMEs. This article covers the digitisation imperative for ASEAN businesses and how affordable integrated platforms like Pilim enable SME Go Digital initiatives without the cost barriers of enterprise ERP systems.

Starting a Business in Malaysia: What You Need to Know

Malaysia has implemented Peppol-based e-invoicing as a national mandate, with phased rollout requiring businesses to issue compliant e-invoices through Peppol. This guide covers the broader business setup context in Malaysia — making it essential reading alongside Pilim for Malaysian SMEs navigating the new e-invoicing requirement alongside company registration and operational setup.

Pilim FAQs

Everything freelancers and SMEs need to know before using Pilim — including honest answers about Peppol compliance, pricing, platform fit, the AI scanning module, and what the platform does and doesn’t cover.

What is Pilim and what does it do?

Pilim is a modern ERP (Enterprise Resource Planning) platform built specifically for freelancers and SMEs — designed to replace the fragmented combination of invoicing software, expense trackers, HR tools, and document storage that most small businesses manage across multiple subscriptions. Its core modules cover: Finance & Cashflow (invoices, quotes, Peppol e-invoicing, expenses with AI scanning, accounting dashboards, VAT reporting, and sales/CRM); HR Management (leave and holiday management, time tracking and attendance, payroll administration); Asset & Equipment Management (licences, certifications, insurance policies, rental and lease tracking); and Document Management (smart storage with tags and instant search). Premium features include Automation Accounting and Synchronization to Accounting Software (Xero, QuickBooks, and others). Pilim is built in Belgium, hosted in the EU, and GDPR-compliant — with native Peppol e-invoicing that connects businesses to the European and global Peppol network with zero configuration required. Recommended by ThriveOnz360 for European freelancers and SMEs needing Peppol-compliant invoicing, and for any business looking to consolidate back-office administration into one affordable integrated platform.

What is Peppol and why does it matter for my business?

Peppol (Pan-European Public Procurement Online) is the international e-invoicing network that enables businesses and government organisations to exchange electronic invoices in a standardised, machine-readable format — delivered securely between each party’s Peppol-connected system without PDF attachments, manual processing, or data re-entry. Rather than sending a PDF invoice by email that the recipient manually types into their accounting system, a Peppol e-invoice is transmitted electronically in a standardised format directly into the recipient’s system. For Belgian SMEs specifically, B2B e-invoicing via Peppol became mandatory from January 2026 — meaning all invoices between Belgian-registered businesses must be issued and received via the Peppol network. Beyond Belgium, Peppol B2G (business-to-government) invoicing is already mandatory for public sector contracts across most EU member states. France, Germany, and other EU countries are implementing B2B e-invoicing mandates on staggered timelines. Singapore, Malaysia, and Australia have adopted Peppol as national e-invoicing infrastructure with progressive mandatory rollout. For businesses with public sector clients, or in markets where Peppol compliance is imminent, Pilim’s native Peppol integration means compliance is built into the platform rather than being an additional technical project to manage.

How does Pilim’s AI scanning work for receipts and invoices?

Pilim’s AI scanning module is designed to eliminate manual data entry for supplier invoices and business expenses. The process works as follows: the document is uploaded to Pilim — either via direct upload on desktop, photographed through a mobile device, received via a connected email address, or received directly through the Peppol network for Peppol-registered suppliers. Pilim’s AI then reads the document and extracts the key data fields: supplier name, invoice number, date, line items, amounts, VAT rate and amount, and any other relevant transaction details. The AI proposes the correct accounting classification for the expense based on the supplier type, the nature of the transaction, and the pattern of how similar transactions have previously been categorised for this business. The user reviews the proposed entry — confirming or adjusting the classification — and validates the record. The validated entry flows directly into the accounting ledger, the VAT report, and the cashflow dashboard without any additional manual steps. For businesses receiving high volumes of supplier invoices and expense receipts, the time saving compounds significantly: instead of spending 20–30 minutes per day manually entering receipts, the AI scanning workflow reduces the same task to minutes of review-and-confirm actions, with accuracy improving as the AI learns the business’s specific expense patterns.

Does Pilim integrate with Xero? Can I use it alongside my accountant’s tools?

Yes — Pilim’s premium Synchronization to Accounting Software feature allows the financial data captured in Pilim (invoices sent, expenses recorded, VAT transactions) to sync directly to Xero, QuickBooks, and other supported accounting platforms. This integration is specifically designed to support the most common SME and freelancer workflow where the business owner captures transactions and manages invoicing in Pilim’s accessible interface, while the external accountant or bookkeeper works in their preferred accounting platform (typically Xero). The sync eliminates the need for manual export and import of transaction data between Pilim and the accounting platform — saving both the business owner and the accountant time in the data reconciliation step that typically occurs at month-end or quarter-end. For businesses currently using Dext or Hubdoc to feed receipts into Xero, Pilim offers an alternative where the entire workflow — AI receipt scanning, invoicing, Peppol e-invoicing, and Xero synchronisation — is managed within a single platform rather than as a combination of separate integrated tools. Whether to use Pilim as a standalone all-in-one platform or as the front-end data capture layer feeding a Xero-based accounting workflow managed by an accountant depends on the business’s specific arrangement — both are valid configurations supported by Pilim’s feature set.

Is Pilim suitable for businesses outside Europe?

Pilim was built in Belgium and its Peppol infrastructure is designed around the European regulatory environment — where Peppol compliance is already mandatory for B2G invoicing and increasingly mandatory for B2B invoicing across EU member states. However, Peppol is no longer a Europe-only network: Singapore launched InvoiceNow (Peppol-based national e-invoicing) and has progressive B2B adoption; Malaysia has implemented Peppol as the national e-invoicing framework with mandatory rollout for businesses above threshold revenue levels; Australia and New Zealand have both adopted Peppol as their national e-invoicing standard. For businesses in these Asia-Pacific markets who are already required to issue Peppol-compliant invoices for government contracts or anticipate B2B Peppol mandates in the near term, Pilim’s native Peppol integration provides a cost-effective path to compliance at €8.33/month. The platform’s finance, HR, and document management modules are not country-specific in their core functionality and are suitable for freelancers and SMEs in any market where the Pilim pricing and EU data hosting model is appropriate for the business. For businesses in markets where Peppol is not currently adopted and no compliance requirement is imminent, the non-Peppol capabilities of Pilim — invoicing, AI expense scanning, HR management, asset tracking, and document management — remain fully available and independently valuable.

How quickly can I get started with Pilim and how long does setup take?

Pilim is designed for rapid deployment — the product positions itself specifically on the simplicity of setup compared to traditional ERP systems that require weeks of configuration and consultant support. The core setup — business profile, VAT configuration, and Peppol connection — is designed to be completed within minutes of signing up, with no technical knowledge required. Adding clients and suppliers to the CRM is straightforward data entry that most users complete within the first session. Creating and sending the first invoice is achievable within 30 minutes of account creation. The more comprehensive configuration — setting up HR workflows for leave and timesheet approval, configuring asset management categories for licences and insurance renewals, and activating the Xero synchronisation — takes additional time proportional to the complexity of the business’s operations, but none of these require technical implementation work. Pilim offers a free trial with no credit card required, which allows businesses to test the complete platform workflow — including Peppol connectivity, AI scanning, and the invoicing module — before committing to a paid plan. ThriveOnz360 recommends using the trial period to process a sample of recent invoices and receipts through the AI scanning module to evaluate its accuracy before converting to a paid subscription.

Is my data secure with Pilim? Where is it stored?

Pilim is hosted entirely within the European Union — data never leaves European infrastructure — and is fully compliant with the GDPR. The platform uses 256-bit SSL encryption for all data transmission, SOC 2 compliance for security operations standards, and AWS-level infrastructure redundancy for availability. For European businesses with data sovereignty requirements — including Belgian businesses handling personal data under GDPR and businesses in regulated sectors with EU data localisation requirements — Pilim’s EU-hosted architecture means the platform meets data residency requirements without needing to verify data flows to non-EU jurisdictions. For freelancers and SMEs managing client contracts, financial records, and HR documents through Pilim’s document management module — all of which contain commercially and personally sensitive information — the combination of EU hosting, GDPR compliance, 256-bit encryption, and SOC 2 compliance provides the security baseline appropriate for business-critical document storage. Pilim was built in Belgium by a team with deep familiarity with EU data protection requirements — meaning the data handling architecture was designed with these requirements as a foundational constraint rather than a retrospective compliance exercise.

What are Pilim’s honest limitations? What is it not the best option for?

ThriveOnz360 recommends Pilim with full transparency about its limitations. First, Pilim is primarily designed for the European market — its Peppol implementation, VAT reporting structure, and compliance features are most mature for European businesses, particularly Belgian, French, Dutch, and broader EU SMEs. While Peppol is live in Singapore, Malaysia, and Australia, businesses in these markets should confirm Pilim’s specific Peppol coverage for their jurisdiction before subscribing. Second, Pilim is not a replacement for enterprise ERP systems — businesses with complex multi-entity structures, advanced manufacturing workflows, or large-scale inventory management requirements will need a more comprehensive ERP solution. Third, the payroll administration module focuses on payslip management and timesheet tracking rather than fully automated payroll filing — businesses with complex payroll compliance requirements (PAYE, CPF, automated tax filing) in their specific jurisdiction should confirm whether Pilim’s payroll module meets their specific compliance needs before replacing a dedicated payroll solution. Fourth, the pricing is in EUR — businesses operating in significantly different currency environments should factor the EUR pricing into their evaluation. These are manageable limitations for the vast majority of freelancers and SMEs evaluating Pilim — but worth understanding clearly before starting the free trial.

Verified ThriveOnz360 Partner — Built in Belgium · EU-Hosted · GDPR-Compliant · Native Peppol · From €8.33/month

Your Business Admin. Compliant. Automated. All in One Platform — From €8.33 a Month.

Pilim handles your Peppol e-invoicing, AI expense scanning, accounting dashboards, VAT reporting, HR management, asset tracking, and document storage — in one EU-hosted, GDPR-compliant platform at a price designed for freelancers and SMEs. Stop losing 6–12 hours a week to disconnected admin tools. Start your free trial today.

✓ From €8.33/month — Freelancer & SME plans
✓ Native Peppol — zero configuration
✓ AI receipt scanning — no manual entry
✓ EU-hosted · GDPR-compliant · Built in Belgium

Pricing verified 2026 — confirm current rates at pilim.net before subscribing as pricing is subject to change. Freelancer Plan from €8.33/month (1 user). SME Plan from €8.33/user/month. Prices excl. VAT. Annual billing discount available. Free trial available, no credit card required. Peppol coverage and availability varies by country — confirm Peppol network availability for your jurisdiction at pilim.net before subscribing. Premium features (Automation Accounting, Synchronization to Accounting Software) may be available as add-ons or on specific plan tiers.