Description
The complete UK company formation guide for 2026.
Most formation mistakes are made in the first 90 days — and most of them are completely avoidable. Wrong company name, home address permanently on the public register, Corporation Tax registered late, personal and company finances mixed from day one. This guide prevents all of them.
What’s inside — 8 sections, 23 pages:
- Section 1 — Sole Trader vs Ltd: The Decision Framework — 12-criteria comparison, tax crossover table at £25K–£100K profit, accountancy cost reality check
- Section 2 — What You Need Before You Register — company name rules, registered office options, share structure decisions
- Section 3 — Step-by-Step Formation Guide — Companies House direct vs formation agent, the new £100 fee, exactly what to enter on each field
- Section 4 — ECCTA Identity Verification (New 2025/26) — GOV.UK One Login step-by-step, overseas director options, transition deadlines for existing companies
- Section 5 — Post-Formation: HMRC, Banking & Accounting Setup — Corporation Tax registration, business bank account, accounting software, PAYE, VAT, first invoice requirements
- Section 6 — Compliance Calendar & Annual Costs — every filing deadline mapped with fees
- Section 7 — 30+ Real-World Q&A Scenarios — IT contractors, overseas directors, 50/50 splits, sole trader to Ltd transitions, and more
- Section 8 — Your Complete Formation Checklist — Before You File, After Your Certificate, First 90 Days, Annual Recurring
Covers the two major 2026 rule changes:
- Companies House fees doubled (1 February 2026): online incorporation £100, Confirmation Statement £50
- Mandatory ECCTA identity verification for all new directors and PSCs (in force since 18 November 2025)
Format: 23-page PDF · Instant download · Updated May 2026 · Based on current Companies House and HMRC guidance
One hour with a solicitor costs £200–400. This guide answers what you’d ask in that hour — for £99.